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Sydney · NSW

Private Lending Sydney

Fast, flexible private finance for Sydney property transactions. We connect borrowers with specialist non-bank lenders offering bridging loans, short-term property finance and private credit across NSW — decisions in 24 hours, settlements from 3 days.

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Private Finance for Sydney Property

Sydney's property market moves fast. When a deal requires rapid settlement, a bank declined your application, or you need flexible short-term finance, private lenders fill the gap banks can't. Blended Ventures brokers private lending across the Sydney metro — from inner-city apartments to development sites and commercial property in Western Sydney, Parramatta, the Hills District and beyond.

Our lender panel includes specialist non-bank institutions, private credit funds and family office capital — all accessible through a single broker relationship with no bank-style bureaucracy.

24–48 hour credit decisions
Up to 75% LVR on Sydney property
Bridging, caveat and second mortgage options
Bad credit and non-standard income considered
Loan terms from 1 to 24 months
No pre-sales required for development sites

Typical Sydney Scenarios

  • Urgent settlement before existing property sells (bridging)
  • Bank declined due to self-employment or credit history
  • Development site acquisition prior to DA approval
  • Refinance of stalled construction to complete project
  • Business owner using property equity for working capital
  • Auction purchase requiring same-week settlement
Rate Guide — NSW
First mortgage (to 65% LVR)From 9.95% p.a.
First mortgage (65–75% LVR)12–14% p.a.
Second mortgage / caveat14–18% p.a.

Indicative only. Subject to security, LVR and borrower profile.

QUESTIONS & ANSWERS

Private Lending Sydney — FAQs

Who are the best private lenders in Sydney?

Sydney has a deep private lending market with specialist non-bank lenders offering fast approvals for property transactions. Blended Ventures works with a panel of Sydney-based and national private lenders offering terms from 1–24 months at competitive rates.

How fast can I get private finance in Sydney?

Most private lending decisions in Sydney can be made within 24–48 hours, with settlements achievable in 3–5 business days for straightforward transactions. Complex deals typically settle within 10 business days.

What LVR do private lenders offer in Sydney?

Sydney private lenders typically lend up to 65–75% LVR on residential and commercial property, with higher LVRs available when additional security is provided. Mezzanine positions can extend effective leverage further.

Can I get private lending in Sydney with bad credit?

Yes. Private lenders in Sydney assess the asset and equity position rather than credit history. Defaults, arrears and prior bankruptcies can often be accommodated provided there is sufficient security.

What are private lending rates in NSW?

Private lending rates in NSW typically range from 9.95% to 18% p.a. depending on LVR, loan term, asset type and borrower profile. Short-term bridging loans carry higher rates than structured 12-month facilities.

YOUR NEXT MOVE

Need fast private finance in Sydney?

Tell us your scenario. We'll provide indicative terms from our Sydney lender panel within hours — no obligation, no credit check at enquiry stage.

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