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Equipment and Asset Capital

Asset finance for vehicles, equipment and plant.

Chattel mortgage, hire purchase and commercial lease structures for motor vehicles, heavy plant, trucks, machinery and specialised equipment. Finance secured against the asset, preserving business cash for operations.

Discuss your requirements
Asset finance for vehicles, equipment and plant.
Asset from7.25% p.a.*

*Indicative only. Subject to lender assessment, fees and security.

01 / IN DETAIL

What we finance.

If it has a serial number and a resale market, we can finance it. Terms from two to seven years, with balloons to suit your cashflow and tax position.

  • Motor vehicles

    Passenger, commercial, luxury and prestige.

  • Heavy transport

    Trucks, trailers, prime movers and specialised transport.

  • Yellow goods

    Excavators, loaders, dozers and earthmoving plant.

  • Manufacturing

    CNC machinery, production lines and industrial plant.

  • Medical and professional

    Imaging equipment, dental chairs, specialist tools.

02 / IN DETAIL

Structure options.

Chattel mortgage gives you ownership from day one with GST claimable up front. Hire purchase is a step removed, useful for specific tax positions. Commercial leases are favoured when technology moves quickly and end of term options matter.

Asset finance repayment calculator.

Precision Engine

Asset Finance Scenario

Indicative repayments on chattel mortgage structures.

$80,000
$10,000$2,000,000
5 years
17
Indicative Rate
7.25% p.a.
Estimated Monthly
$1,594
Total Interest
$15,613
Total Repaid
$95,613
Enquire About This Scenario

Indicative only. Actual rates and approvals depend on lender policy, security, credit history and transaction structure. For business purpose finance scenarios.

QUESTIONS & ANSWERS

Asset finance questions answered.

What is a chattel mortgage for business vehicles?

A chattel mortgage is a business finance product where you take ownership of the vehicle or equipment immediately, and the lender holds a mortgage over it as security. It is one of the most common structures for business vehicle and equipment purchases in Australia.

Can I finance used equipment or second-hand vehicles?

Yes, in most cases. Lender appetite for used assets depends on the age, condition and type of equipment. Contact us with details of the asset and we will identify suitable lenders.

What assets can be financed?

We arrange finance for commercial vehicles, trucks and trailers, construction and agricultural machinery, medical and dental equipment, technology and computers, and commercial fit-outs.

YOUR NEXT MOVE

Acquire the asset. Preserve the cash.

Tell us what you’re planning. We’ll help you understand the finance options and what comes next.

Discuss your finance