Business loans and cashflow lending for operators.

The product set.

Every business has a different capital requirement. A retailer facing a seasonal peak needs short term liquidity. A professional services firm acquiring a competitor needs term debt. A manufacturer replacing plant needs equipment finance. We match the product to the need.

• Unsecured business loans

  Terms to five years, amounts from $50k to $1M.

• Secured term loans

  Against residential or commercial security, sharper pricing.

• Invoice and debtor finance

  Advance against receivables, improve working capital.

• Line of credit

  Flexible draw down for ongoing working capital needs.

• Trade finance

  Fund international purchase orders and inventory.

Cashflow lending explained.

Cashflow lending looks through the balance sheet to your trading performance. Approval is based on bank turnover, trading history and serviceability rather than property security. Suited to established businesses with twelve months or more of consistent turnover.

Speed when it matters.

Same-day indicative terms on complete applications. Standard approval within 24 hours. Funding within two to three business days for unsecured facilities. Longer for secured structures where valuation is required.