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Sydney · NSW

Development Finance Sydney

Structured development finance for Sydney and NSW property projects. Senior debt up to 70% TDC, mezzanine to 90% TDC, and stretch senior facilities — for townhouses, apartments, subdivisions and commercial developments across Greater Sydney.

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Construction Finance for NSW Developers

Sydney remains Australia's most active development finance market. From duplex projects in the Inner West to large residential communities in the growth corridors of Parramatta, Blacktown and Liverpool — access to the right construction finance is critical to project viability.

Blended Ventures structures and places development finance across the entire capital stack — from senior debt through to preferred equity — giving Sydney developers a single point of contact for complex funding arrangements.

Senior debt up to 70% TDC
Mezzanine finance to 85–90% TDC
Stretch senior and preferred equity
Pre-sales not always required
Residential and commercial projects
Single dwelling to 100+ lot subdivisions

Sydney Development Finance Structure

Senior Debt
Up to 70% TDC · 8–12% p.a.
First mortgage security
Mezzanine
70–90% TDC · 15–22% p.a.
Second mortgage / equity kicker
Stretch Senior
Up to 85% TDC · 12–16% p.a.
Single lender, simplified structure
Sydney Project Types
Duplex & triplex
Townhouse projects
Apartment buildings
Land subdivisions
Mixed-use commercial
Build-to-rent

QUESTIONS & ANSWERS

Development Finance Sydney — FAQs

How do I get development finance in Sydney?

Development finance in Sydney is arranged through specialist brokers who access non-bank construction lenders. Blended Ventures structures senior debt, mezzanine and stretch senior facilities for Sydney residential and commercial projects.

What LVR do developers get in Sydney?

Sydney development lenders typically offer 65–70% of total development cost (TDC) for senior debt, with mezzanine finance extending effective leverage to 85–90% TDC. LVR on land component is typically 65–70% as-is value.

Can I get development finance in Sydney without pre-sales?

Yes. Some private development lenders in Sydney will lend without presale requirements for experienced developers with strong equity positions, particularly on smaller projects under 10 units.

What are construction loan rates in NSW?

NSW development finance rates typically range from 8% to 14% p.a. for senior debt, with mezzanine facilities priced at 15–22% p.a. depending on project risk, developer track record and LVR.

How long does development finance approval take in Sydney?

Development finance approvals in Sydney typically take 2–4 weeks from full application to conditional approval, with formal approval and drawdown possible within 4–8 weeks for straightforward projects.

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