Amar Alamar is the founder and Principal of Blended Ventures, an Australian finance advisory specialising in debt and equity lending for commercial and development transactions. He is a Board Appointee with Foundation Capital Partners and personally manages every client engagement from first conversation to settlement. More at amaralamar.com.

What does Blended Ventures do?

Blended Ventures structures debt and equity lending for commercial and development transactions across Australia. Services include mortgage broking, development finance, private credit and bridging loans, business and cashflow loans, asset finance, equity sourcing, and corporate advisory. The firm operates exclusively in business-purpose finance.

Is Blended Ventures a lender or a broker?

Blended Ventures is a finance brokering consultancy. It does not lend its own balance sheet; it arranges finance through a curated network of over 40 non-bank lenders, private credit funds and institutional capital partners, structuring senior debt, mezzanine, private credit and equity for clients.

What is the ABN of Blended Ventures?

Blended Ventures operates under the business name Blended Ventures Consulting, ABN 73 731 102 481.

What services does Blended Ventures offer?

Blended Ventures offers mortgage broking, development finance, private finance and bridging loans, business loans and cashflow lending, equity sourcing and joint venture structuring, asset finance, and corporate advisory including debt and equity raising.

Where does Blended Ventures operate?

Blended Ventures operates Australia-wide, servicing clients in Sydney, Melbourne, Brisbane, the Gold Coast, Perth, Adelaide and regional markets.

How do I contact Amar Alamar at Blended Ventures?

You can contact Amar Alamar by email at amar@blendedventures.com.au, by phone on +61 411 454 445, or via the enquiry form at blendedventures.com.au/contact. Every enquiry is read by a broker, not a call centre.

What rates does Blended Ventures offer?

Indicative rates start from 6.99% p.a. for mortgage broking and from 7.9% p.a. for business and cashflow lending. Actual pricing depends on security type, LVR, borrower profile and loan structure. Blended Ventures can issue same-day indicative terms.

Does Blended Ventures provide consumer home loans?

No. Blended Ventures focuses exclusively on business-purpose finance: property development, investment lending, commercial transactions, private bridging and corporate capital raising. It does not offer consumer credit.

Development Lending

Development Finance Guide

Master capital stacking, understand debt structures and learn how to finance residential and commercial development projects across Australia.

What is Development Finance?

Development finance provides capital for land acquisition, construction and residential/commercial property development. Unlike traditional mortgages that mature upon completion, development loans are structured around project milestones and exit strategies.

Key Development Finance Uses

Land acquisition and holding
Residential subdivision and development
Multi-unit residential (apartments, townhouses)
Commercial & retail development
Mixed-use development projects
Off-the-plan presale projects

Development Finance Structures

Senior Debt

First-ranking security, lowest risk. Typically 60-70% of project cost. Pays down via construction drawdowns.

Mezzanine Finance

Second-ranking security between senior and equity. Fills gap between senior lending and equity. 15-30% of project.

Stretch Senior

Extended senior lending at higher LVR. Requires strong fundamentals and exit strategy validation.

Equity / Developer Capital

Developer contribution (10-25%). Demonstrates commitment and absorbs first losses.

LVR Tiers & Project Requirements

LVR Range	Requirements	Typical Uses
60-65%	Planning approval, market evidence, strong sponsor	Presale projects, proven locations
65-70%	Planning + DA, 30%+ presales, experienced team	Residential developments, units
70-80%	Senior + mezzanine stack, strong exit plan	Mixed capital structures
80%+	Multiple financiers, full underwriting, equity backup	Large projects, experienced devs